Well, finding a good credit card can be difficult in India where all the banks will offer a number of credit cards that come with varied features and benefits. Some cards are made for shopping and they come up with an excellent rewards program while there are other cards that are loaded with travel privileges. For a user, it is very difficult to pick the right card from various options available from each bank and they are categorized on the basis of the benefits they offer. Below are the best credit cards in India.
IndianOil Citi Platinum Credit Card
In case, if you are concerned about the rising fuel costs and are on an active lookout for ways to save money then IndianOil Citibank Platinum Credit Card is ideal to consider. So, the card will come with a host of other benefits like an Annual Fee is Rs 1,000+ GST, and Renewal Fee is Rs 1,000+ GST where minimum income required is Rs25,000 per month.
HSBC Cashback Credit Card
If you are a shopping freak and like to make purchases every now and you should get a shopping credit card which offers either discount or provides cashback. HSBC Cashback credit card is one such card that offers cashback on all your purchases. So, the joining fee is Nil, and the renewal fee is Rs 750 + GST and where minimum Income required is Rs 4,00,000 per annum.
HDFC Regalia Credit Card
if you are searching for a credit card that offers something for every category then this HDFC Regalia should be your first choice. It offers discounts on dining, offers on travel, has a good rewards program, and a comprehensive protection plan. So, the annual fee is 2,500+GST and renewal fee should be same with minimum income requires is Rs 90,000 per month. This bank has the best credit cards in India.
SBI Card Elite
SBI Card Elite is a perfect companion to your elite lifestyle as it comes with exclusive shopping vouchers from some premium brands as a welcome gift along with movie tickets benefit, accelerated reward points, complimentary lounge visits. So, the annual fee is Rs 4,999+ GST, and Renewal fee is the same with minimum Income required is Rs 60,000 per month.
The above-mentioned credit cards will benefit you with many reward points with every purchase and some credit cards offer higher reward points with certain purchases. Hope that I have covered all the topics in my article about the best credit cards in India. Thanks for reading!